# Financials — Historical Charts and Data

Source: https://historyofmarket.com/fin/
Language: en
License: data CC BY 4.0, text © History of Market — cite "History of Market (historyofmarket.com)" and link the source page. Terms: https://historyofmarket.com/license/
Section: History of Market › Financials

XLF year to date: +7.6% as of 2026-11-12. Financials on History of Market: Financial Sector Annual Returns; Financial Sector Since 1998. 9 charts with downloadable data, refreshed daily.

## Financials in figures

| Measure | Value | Date or period | Basis |
| --- | --- | --- | --- |
| [Latest close](https://historyofmarket.com/fin/fin-price/) | $58.21 | Nov 12, 2026 | Fund closing price |
| [Return this year (total return)](https://historyofmarket.com/fin/fin-annual/) | +7.6% | Nov 12, 2026 | Dividend-adjusted closes, since the previous year's last close |
| [Average annual return (total return)](https://historyofmarket.com/fin/fin-annual/) | +8.5% | 1999–2025 | Arithmetic mean; total return from dividend-adjusted closes, 27 complete calendar years |
| [Compound annual return (total return)](https://historyofmarket.com/fin/fin-annual/) | +6.0% | 1999–2025 | Geometric mean; total return from dividend-adjusted closes, 27 complete calendar years |
| [Calendar years with a gain](https://historyofmarket.com/fin/fin-annual/) | 18 of 27 (66.7%) | 1999–2025 | Total return from dividend-adjusted closes, 27 complete calendar years |
| [Highest calendar-year return](https://historyofmarket.com/fin/fin-annual/) | +35.6% (2013) | 1999–2025 | Total return from dividend-adjusted closes, 27 complete calendar years |
| [Lowest calendar-year return](https://historyofmarket.com/fin/fin-annual/) | -54.9% (2008) | 1999–2025 | Total return from dividend-adjusted closes, 27 complete calendar years |
| [Deepest fall from a record close](https://historyofmarket.com/fin/fin-price/) | -82.7% | Jun 1, 2007 – Mar 6, 2009 | Dividend-adjusted daily closes; back at the record on Jul 5, 2017 |
| [Below the record close](https://historyofmarket.com/fin/fin-price/) | -1.7% | Nov 12, 2026 | Dividend-adjusted daily closes; record close on Nov 4, 2026 |
| [Forward P/E](https://historyofmarket.com/fin/fin-fwdpe/) | 15.1× | May 12, 2026 | S5FINL: licensed terminal (consensus) data, weekly |
| [Weight of the ten largest holdings](https://historyofmarket.com/fin/fin-holdings/) | 57.2% | Nov 13, 2026 | Holdings disclosed by XLF |
| [10-year minus 2-year Treasury yield](https://historyofmarket.com/fin/fin-rates/) | +0.25% | Nov 10, 2026 | Constant-maturity Treasury yields, daily |

Computed from this site's published data files each time the page is built. Each measure links to the chart that holds the full series.

## § II

- [S5FINL · Consensus Forward PE — Financial Sector Thirty-Year Forward P/E Ratio](https://historyofmarket.com/fin/fin-fwdpe/) (Financial Sector Forward P/E) — Three decades of forward P/E multiples for financials, illustrating persistent structural valuation discounts relative to tech.

## § I

- [XLF · 1998 to present — Financial Select Sector (XLF): The Historical Trajectory Since 1998](https://historyofmarket.com/fin/fin-price/) (Financial Sector Since 1998) — Price trajectory of the Financial Select Sector SPDR Fund (XLF) through credit cycles, regulatory overhaul, and rate shifts.
- [XLF · Annual Return — Financial Sector Historical Calendar-Year Returns](https://historyofmarket.com/fin/fin-annual/) (Financial Sector Annual Returns) — Annual returns of the financial sector through interest rate cycles, balance sheet expansion, and credit crises.
- [XLF · Return Distribution — Financial Sector Annual Return Distribution Since 1999](https://historyofmarket.com/fin/fin-annual-dist/) (Financial Sector Return Distribution) — Distribution of annual returns for financials, reflecting pro-cyclical volatility and systemic stress windows.

## § IV

- [XLF · Intrayear DD vs Full Year — Financial Sector Maximum Intra-Year Drawdown vs. Full-Year Return](https://historyofmarket.com/fin/fin-intrayear-dd/) (Financial Sector Intrayear Drawdowns) — Maximum intrayear drawdowns versus calendar-year returns for the financial sector.

## § III

- [Financials · 2008 Anatomy — The 2008 Financial Crisis: Industry Restructuring and Consolidation](https://historyofmarket.com/fin/fin-crisis/) (2008 Crisis Institutional Destinies) — Divergent fates of ten major Wall Street titans during the 2008 crash: five failures/absorptions versus five survivors.

## § V

- [FRED 2y-10y · XLF — The Yield Curve Spread (2s10s) and Bank Sector Transmission](https://historyofmarket.com/fin/fin-rates/) (Financials & Yield Curve Sensitivity) — Relative performance of financials against the S&P 500 mapped against Treasury yield curve slope and Net Interest Margins (NIM).
- [GICS · 2023-03-17 Reshuffle — March 2023 GICS Reclassification: Payment Networks Enter Financials](https://historyofmarket.com/fin/fin-reclass/) (2016 Real Estate Spinoff) — Structural separation of REITs into an independent 11th GICS sector, transforming financial sector composition.
- [XLF · Top Holdings — XLF Core Holdings and Weight Distribution](https://historyofmarket.com/fin/fin-holdings/) (Financial Sector Asset Breakdown) — Portfolio allocation across diversified commercial banks, investment banks, insurance underwriters, and payment networks.

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Machine index: https://historyofmarket.com/llms.txt