History of Market · The Chronicle of the U.S. Stock Market Financials
Gathering V · leaf 4 of 9
XLF · Return Distribution

XLF · Return Distribution — Twenty-seven years of annual returns, binned

Return distribution — Financials' yearly returns; note the long left tail.

Mean slightly below the S&P, but the left tail is extreme — the signature of a 'crisis sector': most years tick gently upward, but when something breaks, it's industry-wide.

View the interactive chart Download raw JSON

What this page answers

This static page is built to answer searches for XLF · Return Distribution. It summarizes the live dataset behind the Twenty-seven years of annual returns, binned panel and links to the full interactive chart.

Mean slightly below the S&P, but the left tail is extreme — the signature of a 'crisis sector': most years tick gently upward, but when something breaks, it's industry-wide. The data is refreshed by the History of Market pipeline and published as a stable JSON endpoint for research, citation, and AI-agent use.

The plate

XLF · Return Distribution — Twenty-seven years of annual returns, binned0246-40%-20%0%20%40%60%
Plate V.4 Mean slightly below the S&P, but the left tail is extreme — the signature of a 'crisis sector': most years tick gently upward, but when something breaks, it's industry-wide. 2026-08-14

Latest Snapshot

Updated
2026-08-14
Average
+850.0%
Positive years
18
Negative years
9
Best year
2013 +3,558.0%
Worst year
2008 -5,492.0%
Observations
28
Sample
1999 – 2026

Data & Source

GET /api/fin/annual-tr.json — Canonical dataset endpoint.

Exchange closing prices · Company filings · Robert Shiller · FRED · NBER.

FAQ

Where does this data come from?

History of Market combines public market and macro datasets — exchange closing prices, company filings, Robert Shiller, FRED, NBER, and the UBS Global Investment Returns Yearbook (Dimson–Marsh–Staunton). The exact endpoint for this panel is linked below.

How often is it updated?

Daily-tier datasets refresh after the U.S. market close, with a broader weekly refresh on Sunday. The timestamp shown on this page comes from the JSON payload.

Can I use the data?

Yes, for research and education with attribution to History of Market. Upstream data sources retain their own terms.