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S&P 500 · § III
AIAE · Investor Allocation

AIAE · Investor Allocation — AIAE — America's Equity Allocation

Investor equity allocation — How much of U.S. household wealth sits in stocks — beats CAPE at predicting ten-year returns.

Equity market value ÷ (equity + bonds + cash). As a predictor of ten-year forward returns, AIAE carries slightly more explanatory power than CAPE.

View the interactive chart Download raw JSON

What this page answers

AIAE (aggregate investor allocation to equities) currently reads +46.8% (2026-01-01), the 98.7th percentile of its history (mean +31.9%). By the historical regression, that implies roughly — annualized for the next ten years. AIAE has historically explained 10-year returns better than CAPE.

Equity market value ÷ (equity + bonds + cash). As a predictor of ten-year forward returns, AIAE carries slightly more explanatory power than CAPE. The data is refreshed by the History of Market pipeline and published as a stable JSON endpoint for research, citation, and AI-agent use.

Latest Snapshot

Updated
2026-07-17
Latest value
+46.8%2026-01-01
Average
+31.9%
Observations
304
Sample
1945-10-01 – 2026-01-01

AIAE and implied 10-year annualized return (year-end readings)

AIAE and implied 10-year annualized return (year-end readings)
DateAIAEImplied 10y ann.
2026-01-01+46.8%
2025-10-01+48.2%-3.5%
2024-10-01+45.8%-2.0%
2023-10-01+42.2%+0.2%
2022-10-01+38.4%+2.6%
2021-10-01+45.6%-1.9%
2020-10-01+42.2%+0.3%
2019-10-01+39.6%+1.9%
2018-10-01+35.5%+4.4%
2017-10-01+38.4%+2.6%
2016-10-01+36.0%+4.1%
2015-10-01+35.4%+4.4%
2014-10-01+37.1%+3.4%
2013-10-01+35.5%+4.4%
2012-10-01+30.6%+7.4%
2011-10-01+29.2%+8.3%
2010-10-01+30.1%+7.8%
2009-10-01+28.4%+8.9%
2008-10-01+25.0%+10.9%
2007-10-01+34.6%+4.9%
2006-10-01+35.2%+4.6%
2005-10-01+34.3%+5.1%
2004-10-01+34.9%+4.8%
2003-10-01+34.8%+4.9%
2002-10-01+31.1%+7.1%
2001-10-01+38.4%+2.6%
2000-10-01+42.3%+0.2%
1999-10-01+46.8%-2.6%
1998-10-01+41.8%+0.5%
1997-10-01+37.8%+3.0%
1996-10-01+33.5%+5.7%
1995-10-01+31.7%+6.8%
1994-10-01+26.9%+9.8%
1993-10-01+28.1%+9.0%
1992-10-01+27.3%+9.5%
1991-10-01+26.6%+10.0%
1990-10-01+22.0%+12.8%
1989-10-01+24.4%+11.3%
1988-10-01+22.1%+12.8%
1987-10-01+21.7%+13.0%
1986-10-01+22.9%+12.3%
1985-10-01+22.1%+12.7%
1984-10-01+21.2%+13.3%
1983-10-01+24.5%+11.2%
1982-10-01+23.6%+11.8%
1981-10-01+23.1%+12.1%
1980-10-01+26.8%+9.8%
1979-10-01+23.2%+12.1%
1978-10-01+22.2%+12.7%
1977-10-01+23.6%+11.8%
1976-10-01+28.2%+8.9%
1975-10-01+26.3%+10.2%
1974-10-01+22.4%+12.6%
1973-10-01+31.2%+7.1%
1972-10-01+38.9%+2.3%
1971-10-01+35.7%+4.3%
1970-10-01+34.1%+5.3%
1969-10-01+35.7%+4.3%
1968-10-01+41.3%+0.8%
1967-10-01+38.9%+2.3%
1966-10-01+34.6%+5.0%
1965-10-01+39.0%+2.2%
1964-10-01+37.4%+3.2%
1963-10-01+35.3%+4.5%
1962-10-01+34.7%+4.9%
1961-10-01+36.8%+3.6%
1960-10-01+34.0%+5.4%
1959-10-01+34.8%+4.8%
1958-10-01+33.9%+5.4%
1957-10-01+29.2%+8.3%
1956-10-01+32.0%+6.6%
1955-10-01+30.9%+7.2%
1954-10-01+27.6%+9.3%
1953-10-01+22.9%+12.3%
1952-10-01+24.3%+11.4%
1951-10-01+25.8%+10.4%
1950-10-01+23.9%+11.6%
1949-10-01+21.5%+13.1%
1948-10-01+20.5%+13.8%
1947-10-01+21.2%+13.3%
1946-10-01+22.4%+12.6%
1945-10-01+23.0%+12.2%

Showing the 82 most recent of 304 observations — the full series is in the JSON: https://historyofmarket.com/api/aiae.json

Static Preview

AIAE — America's Equity Allocation Chart

Data & Source

GET /api/aiae.json — Canonical dataset endpoint.

Yahoo Finance · Macrotrends · Robert Shiller · FRED · S&P Global · Nasdaq · NBER.

FAQ

What is AIAE and where does it stand now?

AIAE divides US households' equity holdings by their total (equity + bond + cash) financial assets — how much of everyone's portfolio, summed, is in stocks. It currently reads +46.8%, the 98.7th percentile of history.

Where does this data come from?

History of Market combines public market and macro datasets including Yahoo Finance, Macrotrends, Robert Shiller, FRED, S&P Global, Nasdaq, and NBER. The exact endpoint for this panel is linked below.

How often is it updated?

Daily-tier datasets refresh after the U.S. market close, with a broader weekly refresh on Sunday. The timestamp shown on this page comes from the JSON payload.

Can I use the data?

Yes, for research and education with attribution to History of Market. Upstream data sources retain their own terms.